Commercial Property Program
- Business Income Coverage
- Commercial Property
Sub-Sections:
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ISO Commercial Lines Contract Analysis Directory
May 06, 2024 | Contract Analysis|Core Article Library|ISO Programs
A directory of majority of commercial contract analyses containing links to each analysis as of date published.
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When the Roof needs Repair - What about the Decking
December 04, 2023 | Contract Analysis|Core Article Library
When a roof is damaged by wind, hail or some other covered loss, it's not unusual for worn decking to be discovered when the roof is removed for repairs. That worn decking also needs to be repaired. The question then becomes does the wear and tear exclusion apply, or should the repair to the decking be considered part of the roof claim? This article reviews the issue and how it should be handled.
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Extra Expense Insurance - Contrasted with Business Income Coverage
November 27, 2023 | Contract Analysis|ISO Programs
This document provides a detailed analysis of the Extra Expense Coverage Form, as contrased with Business Income Coverage.
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Holding Water - Water Terms Used Within the Commercial Property Policy
July 31, 2023 | Contract Analysis|Discussion|ISO Programs
Water issues are often confusing and involve multiple undefined terms such as plumbing, sewer, drain, overflow, or discharge. This article reviews how the terms are applied in the commercial property policy.
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2023 Commercial Property Earthquake and Volcanic Eruption Rules Revisions
May 22, 2023 | Contract Analysis|Discussion|ISO Programs
ISO is implementing earthquake rule changes that will enable a soft story factor to be applied to earthquake coverage when the building has a soft story.
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FloodFlash Parametric Insurance Policy Analysis - What isn't covered, Service of suit, Law and jurisdiction, and Making a complaint 8-11
April 03, 2023 | Contract Analysis|Core Article Library
This is the fourth and final in a series of articles analyzing the FloodFlash parametric flood insurance policy available now in California, Texas, Louisiana, Florida and Virginia. This article discusses the what isn't covered, service of suit, law and jurisdiction, and making a complaint sections of the policy.
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FloodFlash Parametric Insurance Policy Analysis - Making a Claim, Other Party at Fault, Cancellation 5-7
March 27, 2023 | Contract Analysis|Core Article Library
This is the thirdd in a series of articles analyzing the FloodFlash parametric flood insurance policy available now in California, Texas, Louisiana, Florida and Virginia. This article discusses the making a claim, other party at fault, and cancellation sections of the policy.
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FloodFlash Parametric Insurance Policy Analysis - Insuring Agreement, Sensor, Premium 1-4.
March 20, 2023 | Contract Analysis|Core Article Library
This is the second in a series of articles analyzing the FloodFlash parametric flood insurance policy available now in California, Texas, Louisiana, Florida and Virginia. This article discusses the insuring agreement, sensor, and premium sections of the policy.
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FloodFlash Parametric Insurance Policy Analysis Definitions
March 13, 2023 | Contract Analysis
This is the first in a series of articles analyzing the FloodFlash parametric flood insurance policy available now in California, Texas, Louisiana, Florida and Virginia.
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Commercial Property Optional Cannabis Coverage CP 99 06
August 15, 2022 | Contract Analysis
Analyzes the ISO optional endorsement providing coverage for insured's cannabis stock and cannabis stock of others.